The Points Mom Launches The Points Wallet to Help Families Maximize Credit Card Rewards
The Points Mom has introduced The Points Wallet, a robust platform built to simplify credit card oversight and reward optimization for families seeking to maximize the value of their cards and loyalty memberships.
Created by Cindy Greenstein—a former attorney and CPA who transitioned into a travel rewards strategist—the brand has earned a strong reputation as a go-to educational resource for consumers looking to convert everyday purchases into complimentary or significantly discounted travel experiences. Through detailed blog posts, strategic credit card guides, loyalty program education, public speaking engagements, and one-on-one coaching, The Points Mom supports individuals, families, and businesses in using rewards programs effectively, responsibly, and strategically.
Greenstein’s own household has saved tens of thousands of dollars by thoughtfully earning and redeeming credit card points. However, even with her expertise, she found it increasingly difficult to manage a growing list of credit cards, statement credits, and premium benefits.
She noted that if she was overlooking monthly credits or forgetting which card to use for certain purchases, many others were likely facing the same issue. With annual fees attached to many premium cards, failing to track benefits can mean missing out on significant value. The Points Wallet was designed to provide a streamlined solution.
The Points Wallet consolidates credit card and loyalty program tracking into a single, user-friendly dashboard. Its core features include:
The Points Mom has introduced The Points Wallet, a robust platform built to simplify credit card oversight and reward optimization for families seeking to maximize the value of their cards and loyalty memberships.
Created by Cindy Greenstein—a former attorney and CPA who transitioned into a travel rewards strategist—the brand has earned a strong reputation as a go-to educational resource for consumers looking to convert everyday purchases into complimentary or significantly discounted travel experiences. Through detailed blog posts, strategic credit card guides, loyalty program education, public speaking engagements, and one-on-one coaching, The Points Mom supports individuals, families, and businesses in using rewards programs effectively, responsibly, and strategically.
Greenstein’s own household has saved tens of thousands of dollars by thoughtfully earning and redeeming credit card points. However, even with her expertise, she found it increasingly difficult to manage a growing list of credit cards, statement credits, and premium benefits.
She noted that if she was overlooking monthly credits or forgetting which card to use for certain purchases, many others were likely facing the same issue. With annual fees attached to many premium cards, failing to track benefits can mean missing out on significant value. The Points Wallet was designed to provide a streamlined solution.
The Points Wallet consolidates credit card and loyalty program tracking into a single, user-friendly dashboard. Its core features include:
- Smart card tracking for unlimited cards, including annual fees and due dates
- A benefits monitor for monthly, quarterly, semi-annual, and annual credits
- A “Which Card?” recommendation tool to optimize category-based rewards
- Spending analysis to uncover missed earning opportunities
- Premium card calculators to determine whether high annual fees generate positive net returns
The system operates through a straightforward three-step approach: input your cards, monitor spending and perks, and refine usage to increase reward potential.
Pricing options include:
Pricing options include:
- Monthly Plan – $15 per month with full access to tracking tools, optimization features, calculators, and expense insights
- Annual Plan – $129 per year, offering savings compared to the monthly subscription, plus early feature access and priority support
- Business Plan – Launching soon
The platform is particularly beneficial for households managing several credit cards or anyone paying annual fees who wants to ensure those benefits are fully leveraged.
Greenstein emphasized that the goal is not to encourage additional spending, but to use existing cards more intentionally and extract the maximum value from every available benefit.
For more details, visit:
www.ThePointsMom.com
www.ThePointsWallet.com
Greenstein emphasized that the goal is not to encourage additional spending, but to use existing cards more intentionally and extract the maximum value from every available benefit.
For more details, visit:
www.ThePointsMom.com
www.ThePointsWallet.com


The Points Mom Launches The Points Wallet for Smarter Credit Card Rewards Management



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