On September 17, the Federal Reserve announced its first interest rate reduction of the year, lowering rates by a quarter point. To better understand how this change could affect both …
Understanding Mortgage Approval and Building Credit Confidence When evaluating mortgage applications, lenders take multiple factors into account—most notably, your credit score and your debt-to-income (DTI) ratio. According to KeyBank’s 2025 …
Making Homeownership More Attainable: A Guide to Down Payments and Closing Costs For many aspiring homeowners, the upfront expenses—like down payments and closing costs—can feel overwhelming. These financial hurdles often …
KeyBank is hosting homeownership workshops in Rochester, NY, where Leslie Curry, KeyBank’s Community Development Loan Officer (NMLS# 407614), will provide valuable guidance and information about available homebuyer products and assistance …
